Britam Insurance in Kenya
A plain-language guide to Britam insurance, investment and retirement products, written by Naomi Mugure Kihuga, Britam Executive Financial Advisor in Nairobi. Use it to understand your options, then request a Britam quotation with personal guidance.
Britam insurance products
Britam covers individuals, families and businesses. Choose a product to see what it covers, who it suits and what you need for a quote.
Britam Motor Insurance
Cover for your vehicle and your liability on the road.
Motor insurance protects you financially if your vehicle is damaged, stolen, or involved in an accident that affects other people or property. In Kenya, third-party cover is a legal requirement for vehicles on the road.
Britam Medical Insurance
Help with the cost of healthcare for you and your family.
Medical insurance helps pay for treatment so that a health emergency does not become a financial one. Plans differ in who they cover, which hospitals you can use and what is included.
Britam Life Insurance
Financial security for the people who depend on you.
Life insurance is designed to provide a financial benefit to your dependants if you pass away, helping them keep up with expenses such as living costs, debts and school fees.
Britam Personal Accident Insurance
Support if an accident affects your health or income.
Personal accident cover is intended to provide a benefit if you are injured in an accident. It is often chosen as an affordable add-on to other cover.
Britam Travel Insurance
Be prepared for the unexpected when you travel.
Travel insurance can help with certain costs that arise while you are away, depending on the plan. Many visa applications also require proof of cover.
Britam Home Insurance
Protect your home and what is inside it.
Home insurance helps protect your property and belongings against specified risks, so that damage or loss does not lead to a heavy financial burden.
Britam Education & Savings Plans
Plan ahead for school fees and long-term goals.
Education and investment plans combine saving with protection to help you work towards future goals such as a child's education. Returns and benefits depend on the specific plan; none are guaranteed unless the plan states so.
Britam Business Insurance
Cover for the assets and risks of your business.
Business insurance helps protect premises, stock, equipment and certain liabilities. The right mix depends on what your business does and where it operates.
Britam Last Expense Cover
Ease the financial burden on loved ones at a difficult time.
Last expense (funeral) cover is intended to help your family meet funeral costs so they are not left to raise money at short notice.
Britam Group Insurance
Cover for employees, members or organisations.
Group insurance lets an employer or organisation arrange cover, such as life or medical, for a group of people under one scheme.
Britam Retirement & Pension
Build a retirement income you can rely on.
Retirement and pension solutions help individuals and employers set money aside over time and turn it into income later, under the applicable retirement-benefits rules.
Britam Investments & Trust Services
Grow wealth and plan for the people you will leave it to.
Britam offers unit trusts and fixed-income options for investors with different goals and risk appetites, as well as trust services for setting aside and managing funds for beneficiaries.
How to buy Britam insurance through an advisor
- Talk through your needs. Tell Naomi what you want to protect: your car, your health, your family's income, your business or your savings.
- Compare Britam options. Get a clear explanation of what each option covers and what it excludes.
- Request a quotation. Britam sets the premium based on its underwriting rules.
- Apply and pay through Britam's authorised channels. Cover starts only when Britam accepts your application.
- Get ongoing support. Help with renewals, policy changes and claims.
Britam insurance: common questions
What insurance does Britam offer in Kenya?
Britam offers cover for individuals, families and businesses, including motor insurance, medical insurance, life insurance, personal accident insurance, travel insurance, home insurance, education & savings plans, business insurance, last expense cover, group insurance, retirement & pension, investments & trust services. Each product has its own terms, benefits and exclusions set out in Britam's policy wording.
How do I get a Britam insurance quote?
Share a few details about what you want to cover through the quotation form or on WhatsApp. Naomi Mugure Kihuga will help you request the quotation from Britam and explain it. Premiums are set by Britam, not by this website.
Why buy Britam insurance through an advisor?
An advisor helps you compare the options, understand what is and is not covered, prepare the documents Britam needs, and supports you at renewal and claim time. You still deal with Britam as your insurer.
Is there a Britam insurance advisor in Nairobi?
Yes. Naomi Mugure Kihuga is a Britam Executive Financial Advisor based in Nairobi, serving clients across Kenya by phone, WhatsApp, email and in person.
Is this the official Britam website?
No. This is the personal website of a Britam Executive Financial Advisor. Policies are issued, priced and administered by Britam.
Speak to a Britam advisor in Nairobi
Naomi Mugure Kihuga · Executive Financial Advisor, Britam · 0729 715 201 · nkihuga@britam.com
Request a Britam quotationThis is a personal advisor website, not the official website of Britam Holdings Plc or any Britam company. Product details are a general guide; exact benefits, limits and exclusions are set only in Britam's policy wording.