Motor Insurance
Cover for your vehicle and your liability on the road.
- Options range from third-party only to broader cover for your own vehicle
- Private and commercial vehicles are treated differently
Accepting new clients · Nairobi, Kenya
Naomi Kihuga · Executive Financial Advisor, Britam
Protecting what matters most to you.
I'm Naomi, an Executive Financial Advisor at Britam. I help individuals, families and businesses understand their options and choose cover that fits, in plain language and without pressure.
- Based in Nairobi · serving clients across Kenya
- Replies during working hours
- Britam products
About me
Insurance explained by someone you can actually talk to.
I'm Naomi Kihuga, a Executive Financial Advisor working with Britam in Nairobi, Kenya. I help people understand which risks matter in their lives and which Britam products may help them manage those risks.
My approach is simple: listen first, explain clearly, and make sure you know what you are signing up for, including the benefits, the conditions and how to claim, before you commit.
Agent note: replace this paragraph with your professional background, years of experience, areas of specialisation and licensing details.
Honest advice
I tell you what a product does and what it does not, including conditions that apply.
People first
Insurance is about your family, your income and your peace of mind, not a sales target.
Informed decisions
I explain the policy wording in plain language so you choose with confidence.
Guidance after you buy
From renewals to claims, you have someone to ask.
Insurance solutions
Cover for the things that would hurt most to lose.
Browse the Britam products I can help you with. Each page explains what to consider, what you will need, and how to request a quotation.
Medical Insurance
Help with the cost of healthcare for you and your family.
- Individual, family and group arrangements may be available
- Inpatient and outpatient needs are considered separately
Life Insurance
Financial security for the people who depend on you.
- Designed around the needs of dependants
- Different structures exist, from protection-only to plans with savings elements
Personal Accident Insurance
Support if an accident affects your health or income.
- Focused on accident-related events
- Available for individuals and groups
Travel Insurance
Be prepared for the unexpected when you travel.
- Plans vary by destination and trip length
- May be needed for some visa applications
Home Insurance
Protect your home and what is inside it.
- Can relate to the building, its contents, or both
- Suitable for owners and, in some cases, tenants
Education & Savings Plans
Plan ahead for school fees and long-term goals.
- Structured around a goal and a time horizon
- May include a protection element
Business Insurance
Cover for the assets and risks of your business.
- Tailored to your type of business
- Can address property and liability risks
Last Expense Cover
Ease the financial burden on loved ones at a difficult time.
- Designed to help with funeral-related costs
- Can often be arranged for a family
Group Insurance
Cover for employees, members or organisations.
- Arranged by an employer or organisation
- Terms depend on group size and profile
Retirement & Pension
Build a retirement income you can rely on.
- Options for individuals, self-employed people and employers
- Both the saving phase and the post-retirement income phase are covered
Investments & Trust Services
Grow wealth and plan for the people you will leave it to.
- Options range from short-term, lower-risk funds to long-term growth funds
- Trust services support planning for beneficiaries and wealth transfer
Descriptions are general. Benefits, limits, exclusions and premiums are defined by Britam in the policy wording and quotation.
Why work with me
A person, not a call centre.
Dealing directly with your advisor means one familiar contact who knows your situation from the first conversation onward.
- 01
Personalised guidance
Advice built around your situation, not a one-size-fits-all pitch.
- 02
Understanding your family
We look at the people who depend on you and the goals you are working toward.
- 03
Choosing appropriate cover
I help you compare options so you avoid paying for cover you do not need, or missing cover you do.
- 04
Help with the application
I walk you through the forms and documents so nothing is missed.
- 05
Ongoing support
Questions after you buy? Renewals coming up? You know who to call.
- 06
Claims understanding
I help you understand the claims process and what to prepare before you ever need it.
How it works
From first chat to policy, in four steps.
- 01
Discover your needs
We talk about what you want to protect, your budget and your priorities.
- 02
Explore suitable options
I show you Britam products that fit, and explain the conditions that apply.
- 03
Complete your application
You fill in the details with my help, online or through a consultation.
- 04
Guidance through issuance
Britam reviews and accepts your application. I guide you through its authorised policy issuance process.
Important: your cover is active only once Britam has accepted your application, confirmed the premium and issued your policy. Submitting a form on this website does not give you cover.
Testimonials
What clients say.
Client stories will appear here. I only publish genuine feedback shared with permission.
Already worked with me? I would value hearing about your experience.
Share your experienceFAQ
Questions people often ask.
Start with what you want to protect (your car, your health, your family's income) and what you could not afford to lose. We will talk through your situation, compare the options Britam offers, and you decide. There is no pressure to buy.
Contact
Let's talk about your cover.
Choose the way that suits you. I'll respond as soon as I can during working hours.
Request a quotation instead